After exploring your debt relief options, you may have discovered that filing for bankruptcy is in your best interest. However, this process can be overwhelming to navigate, which is why working with an experienced bankruptcy attorney is in your best interest. Unfortunately, many are unsure what to consider when hiring legal representation, instead selecting the first attorney that appears after searching the internet. As such, if you are about to begin this process, understanding what you should look for when obtaining representation and how to prepare for your initial consultation with your Gillette bankruptcy lawyers is critical.
What Must I Consider When Looking for a Bankruptcy Attorney?
One of the most important things to consider when looking to hire a bankruptcy attorney is their experience. However, this does not mean you should only work with lawyers who have been practicing for decades. You should look for attorneys who handle a number of bankruptcy cases per year, as they will have a deeper understanding of how this process works and resources to help you through these times.
Despite the fact the majority of Americans owe some sort of debt, talking about it is often considered taboo. As such, bankruptcy can be a sensitive subject for many, which is why it’s important to look for an attorney who is compassionate and understanding. Though you want an attorney who will be honest with you about your circumstances, you should never be made to feel bad or judged for pursuing bankruptcy.
Finally, you should look at reviews for the attorney online. These can be a great tool that provides insight into the attorney and their practice from previous clients. However, you should note that one or two negative reviews among the rest may be the result of a disgruntled client or competitor looking to negatively impact the attorney. A few negative reviews among dozens of positive ones should not deter you from a consultation.
How Can I Best Prepare for a Consultation?
When meeting with a bankruptcy attorney, you can take steps to prepare for your consultation to make this meeting as efficient and informative as possible.
Generally, you’ll want to begin by gathering all important financial documents related to your debts. This can help the attorney get a better idea of your circumstances to determine what the best course of action is. This includes bank account statements, a full list of debts, loan agreements, pay stubs, and a general inventory of your assets. Additionally, you should bring a copy of your credit report so the attorney can have a better understanding of your circumstances.
You should also come prepared with a list of questions for your lawyer. Meeting with an attorney can be nerve-wracking, especially when you are about to embark on your bankruptcy journey. As such, creating a list of questions can help ensure you get answers to some of the most important questions about this process. You may wish to ask which chapter they believe is best for your circumstances, if they have handled cases similar to yours in the past, and what debts will be discharged during the process.
If you are ready to file for bankruptcy, the team at 307 Bankruptcy is here to assist you. We understand how difficult these matters can be, which is why our dedicated and compassionate team is available to guide you through this process. Not only can we help you determine the best course of action for your circumstances, but we will help you navigate every step along the way. Contact us today to discuss your situation with a member of our firm.